I figured this out long ago-no reflection you Yourself is intended. I do not use Pay Pal and cancelled my Paypal about two years ago due to the same things that you write of. Shame on them It is all for them and nothing for the customer, whom they obviously do not trust at all in any way. I also shy away from Facebook, Utoob, flickr, etc. not due to my old suspicious age etc, but because every so often, I read about problems with their secuity and recent site hackings. Shame on them, as they seem to not care about the people’s lives whom they have affected. Pay Pal, E-Bay and every merchant that we trust to purchase things from make money from us and they make sure that they get paid first and foremost. The customer(You and eye) do not count in the least.

Then one has to live with the bank telling you that your credit stinks due to NSF charges. Really, their policies made the situation happen. Phooey to them for sure. Banks are not our friends either.

Went to Boston Pizza yesteday and used my MC for the bill. When I got home, I checked out the charges. They had charged $51.32 to my CC when the bill was only 39.18. The real total including tip was $44.18. Well, how then did my CC get billed for $51.32? I called MC and the Pizza place to whine and complain and the Pizza place did return my call. They over charge/approve you on your CC for 30% more than the total to make sure that THEY get their money. Good for them, but not for the customer. What would happen in a large transaction where they overcharged you 30% and there was not enough on your CC to cover this. I am not finished with BP’s or with MC yet about this issue.

In any event, James, good to read you site. Have a good day. I will be enjoying me Nokia E71 soon.

grampa and the Kat, MaggyK